NMLS# 244947
5900 Pasteur Court – Suite 210
Carlsbad, CA 92008

Compliance

Protecting Lenders, Borrowers, and Your Reputation.

From regulatory audits to ongoing risk assessments, AFC ensures every process aligns with the highest compliance standards.

What We Offer

Confidence Through Compliance.

Compliance isn’t a department—it’s our foundation. Every AFC process, platform, and employee operates under strict standards designed to protect clients, borrowers, and reputations.

We maintain all required insurance, bonds and licenses to operate nationally.  We have a robust compliance testing process, perform annual third-party audits, and continuously monitor evolving regulations to ensure our partners stay protected.

PCI DSS Certified
AICPA SOC 1 Type II Certified
AICPA SOC 2 Type II Certified

Licensing

Nationwide Coverage.

AFC State Licensing Footprint Map

Compliance You Can Count On.

Partner with AFC to enhance your recovery rates while maintaining trust, transparency, and compliance.

Common Questions

We maintain a rigorous framework that includes annual risk assessments, third-party audits, and continuous staff training.

Yes, we track and manage all license and bond requirements across every jurisdiction.

Our compliance leadership continuously monitors federal and state updates to ensure full alignment.

Have a Question We Didn't Answer? Contact Us