NMLS# 244947
5900 Pasteur Court – Suite 210
Carlsbad, CA 92008
5900 Pasteur Court – Suite 210
Carlsbad, CA 92008
AFC has been powering lending operations for more than 30 years. We handle the complete servicing lifecycle—billing, payments, reporting, and customer care—so you can focus on growth.
Our flexible, white-label servicing adapts to your brand and technology needs, giving you full control and visibility across your portfolios.
Banking: We support banks and credit institutions with solutions that enhance portfolio performance, improve customer engagement, and ensure adherence to evolving regulatory standards across consumer lending products.
Fintech: Fast-moving fintechs rely on our flexible, API-friendly solutions to scale quickly, maintain compliance, and deliver seamless, digital-first customer experiences across lending and credit products.
Timeshare: We help timeshare organizations manage loan portfolios, streamline customer communications, and maintain compliance—while improving payment outcomes and owner satisfaction.
Homeowners Associations (HOAs): Our solutions enable HOAs and property management groups to efficiently manage receivables, improve homeowner communication, and ensure consistent, compliant processes.
Solar Finance: We support solar lenders and financing providers with tools that manage long-term installment agreements, improve repayment performance, and deliver clear, compliant customer interactions.
Home Improvement: For contractors and financing partners, we provide solutions that streamline retail installment contracts, accelerate payment cycles, and enhance the customer financing experience.
From payment processing and account maintenance to specialized servicing and issue resolution, our team is committed to providing a seamless servicing experience rooted in transparency, accountability, and trust. Our solutions are designed specifically for organizations managing diverse consumer credit products—helping you optimize performance across the entire lifecycle.
Installment Loans: End-to-end support for installment-based lending, including servicing, payment management, and customer engagement—designed to improve repayment rates and operational efficiency.
Retail Installment Contracts: Purpose-built capabilities for point-of-sale financing, enabling seamless management of retail installment agreements with strong compliance and customer transparency.
Credit Cards: Scalable solutions for revolving credit portfolios that enhance account management, improve collections strategies, and deliver personalized customer communications.
Timeshare Loans: Specialized support for timeshare financing, including servicing, communication workflows, and compliance-focused engagement to improve portfolio performance.
Yes. Our systems connect seamlessly with major servicing and billing platforms to streamline operations and reporting.
Absolutely. AFC supports full private-label servicing to maintain your brand consistency and borrower experience.
You’ll have access to transparent, on-demand reports and portfolio metrics through our client dashboard.