NMLS# 244947
5900 Pasteur Court – Suite 210
Carlsbad, CA 92008
Kyle Kolsky, AFC team member

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Kyle Kolsky

Chief Operating Officer

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Kyle Kolsky serves as Chief Operating Officer at Advanced Financial Company, where he oversees all business operations and functional departments, ensuring alignment with strategic objectives and operational excellence. As a member of the Executive Compliance Committee, Kyle plays a crucial role in shaping governance and ensuring regulatory adherence, while driving initiatives that support sustainable growth. He reports directly to the company’s ownership team.

With extensive experience in the financial services industry, Kyle is recognized for his ability to scale consumer lending and servicing operations across both direct and indirect markets. His leadership spans multiple disciplines—including credit risk management, legal and compliance, marketing, technology implementation, and business expansion—making him a versatile and results-driven executive.

Kyle’s career includes executive roles as COO for Dividend and Key Financial Services, two leading organizations in residential solar lending. His deep expertise in solar financing has positioned him as a key innovator in the renewable energy lending space. Prior to these roles, Kyle held senior positions with AXOS Financial, HSBC, and Deloitte & Touche, where he honed his skills in risk management, operational strategy, and financial oversight.

Kyle holds an MBA in Finance from Loyola Marymount University and a BA in Economics from Washington State University, providing a strong academic foundation for his strategic and analytical approach to business leadership.

Core Stregths:

Operational Leadership

Driving efficiency, scalability, and compliance across complex financial ecosystems.

Strategic Growth

Leading market expansion initiatives and leveraging technology to enhance customer experience.

Cross-Functional Expertise

Integrating risk, legal, marketing, and technology strategies to deliver sustainable business outcomes.

Kyle’s leadership philosophy centers on innovation, accountability, and collaboration—empowering teams to achieve excellence while positioning the organization for long-term success.